Secured and Unsecured Loans

Closed End Signature Loans

May be used to purchase ATV’s, Garden Tractors, and Jet Skis, or anything that does not have a title. Funds may be used for, Home Improvement, Vacation, Christmas, back to school shopping, or anytime you find yourself short on cash.

This is an unsecured loan and the interest rate ranges from 7.49% to 18.00% depending upon your credit score.

Secured Loans

Classified as Automobiles, Boats, Motorcycles, RV’s (Travel Trailers, and Motor Homes) and Share Secured Loans.

Terms vary from 24 Months to 144 Months, depending on year of collateral and amount of loan.

We have GAP Insurance available as low as $200.00. This coverage pays off your vehicle loan in the event you total your vehicle or it is stolen, the GAP Ins. pays off the balance of the loan after your insurance company settles with the Credit Union, minus delinquent payments, late charges, or insurance related charges such as credit life. You may purchase at the time of signing your loan agreement.

We now offer Extended Warranty at a fraction of the cost at your vehicle dealership. Call and ask for details. You may purchase this on any qualified vehicle whether you financed with us or not.

We offer payment protection on all loans with the exception of our Mortgages. This protects you if you are off work for 14 days or longer, your payment is made, it also will pay the loan off, in the unfortunate event you pass away.

Apply Online Now! You don’t even have to be a member yet.

Student Loans

Quest Federal Credit Union provides affordable higher education financing for students and recent graduates through cuStudentLoans, a credit union managed network.

To learn about all of your financial aid and debt management options, visit the College Resource Center.

Private Student Loan

The cuScholar Private Student Loan can be used to pay for any qualified education expense including tuition, room and board, books, and other school-related expenses. There is no prepayment penalty and borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual while in school.

  • No Origination Fee for all student borrowers
  • 1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period
  • 30-Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest
  • Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time principal and interest payments

>>Learn More<<

Private Student Loan Consolidation

The cuGrad Private Student Loan Consolidation can be used to consolidate and refinance outstanding private student loan debt. A private student loan consolidation combines all private student loan payments into one easy monthly payment. By refinancing your private student loan debt, you can potentially significantly lower your payments and reduce your interest rate.

Calculate your expected payments and see just how much you can save!

  • Simplify Your Finances with one easy monthly payment
  • Interest-Only Repayment Option available for first 4 years followed by 11 years of principal and interest repayment
  • Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time principal and interest payments
  • Lower Payment and Competitive Rate possible with extended repayment term

For information or to apply, visit cuStudentLoans.

Utility Equipment

We offer loans for the purchase of utility equipment.  These loans include items such as utility tractors, livestock and other utility trailers, skid loaders and other miscellaneous utility equipment.  Utility equipment loans are secured loans using the equipment as collateral.