Calling all candidates

The Quest Federal Credit Union will hold its Annual Meeting on March 16th, 2024 at the Memorial Golf Course – Kenton, OH at 9:00 am catered by the Plaza Inn Restaurant. Any eligible voting member interested in petitioning for inclusion on the 2024 Ballot for Board of Directors or Credit Committee may request a petition packet in writing by contacting the Nominating Committee Chair in writing, no later than November 17, 2023.  All petition packets must be returned in its entirety to the Nominating Committee Chair no later than December 18, 2023.

Quest Federal Credit Union
Attn: Nominating Committee Chair
12837 US Highway 68
Kenton OH 43326

ADDENDUM – Call For Candidates (Election by Acclamation): Let this addendum serve as notice that per the bylaws of the Quest Federal Credit Union, if there is only one nomination for each board position opening and no candidate by petition, it will be determined that there is no contest by the Nominating and Supervisory Committee and no ballot will be mailed. Thank you, Quest Federal Credit Union

Location:	Main Office	Jacob Parrott Branch	Ada Branch	Bellefontaine Branch	Upper Sandusky Branch	Indian Lake Branch
Address:	12837 US 68 S Kenton, OH 43326	101 Jacob Parrott Blvd Kenton, OH 43326	232 N. Main St. Ada, OH 45810	900 E Sandusky Ave. Bellefontaine, OH 43311	1725 E Wyandot Ave. Upper Sandusky, OH 43351	148 W Main St. Russells Point, OH 43348
Phone:	419-674-4998	419-675-2322	419-634-0031	937-599-1321	419-835-1101	937-810-1031
Contact:	Jessica Shepherd & Mackenzie Wallace	Emily Heilman & Steven Stalder	Jennifer Nelson	Chasidy Pond	Katie Fitzgerald	Carter Kauble

90-days no interest & no payment for qualified borrowers only. Offer valid 8/15/2023 through 9/292023.

From the CEO’s Desk

Hello, my name is Matt Jennings, and I am the Chief Executive Officer of Quest Federal Credit Union and I hope this letter finds you enjoying the beautiful early summer weather.

As we head toward the halfway mark of 2023, I wanted to update you on our financial progress, and this is a great start to another solid year for Quest and its member owners. As of May 31st, we hold $183m in assets with a 70% loan to share ratio. Membership has grown to 15,304 in our three-county area and our growth goal for the year is 3.50%, we are well on our way! Delinquency continues to remain very manageable, which is a great sign for the quality of our loan portfolio. We continue to have a strong bottom line with a return on assets year to date of 0.90%, our target is 0.75-1.25%. Overall, Quest is performing very well, and we look forward to another great year and I will keep you updated as the year progresses.

We are working on several specials for our members for the summer and as we head into “fair season”. Look for a rate special on both loans and deposits and I am sure that you will find these to be helpful for your financial needs. You can find these specials soon on our website, social media pages or by calling into any branch office and asking our friendly staff.

If you have not already, please check out our Exploration Podcast series which you can find on our website or by visiting the podcast app on your smart phone and searching Quest Exploration. We have built a robust library covering many topics that you may find of interest or that can be used for self help for such things as online banking, learning how to apply for loans, student loans and much more.

Listen to Exploration!

In closing, thank you for your patronage, and the Board of Directors and Staff would like to wish you all the best. We view Quest as one big family and we are here to help, so if there is anything that we can do to make your quality of life better, do not hesitate to ask! Stay safe, take care of family, neighbors, friends and yourselves. Thank you and I welcome any comments, suggestions or questions from our member/owners. I can be reached by calling the Main Office or via email at mjennings@questfcu.com. Thank you for your loyal patronage to Quest and I challenge you to Explore the Possibilities!

Matt Jennings, Chief Executive Officer

Matthew Jennings, CEO
Quest Federal Credit Union

FOR IMMEDIATE RELEASE:

Kenton, OH — John “Pete” Gunn of Kenton, Ohio has recently retired as a Credit Committee Member of Quest Federal Credit Union. Pete began his tenure on the credit committee in 1981 and during this time he served as chair of the committees multiple times. Pete always maintained a strong grasp of financial trends and indicators in the world economy that helped the credit union navigate difficult times and provided a historical perspective that has served the credit union well as we have grown to 15,500 member owners and $192 million in assets with 6 branch locations in Hardin, Logan and Wyandot counties.

Pete served his country in the United States Army and retired from Rockwell International. Pete continues to enjoy spending time with his wife Nancy and sons, Ian and Jeremy and their families. Pete served many years as an usher at “The Shoe” for the Ohio State Buckeyes and is an avid sports fan.

The Board of Directors and Staff would like to thank Pete for his 42 years of service to our cooperative financial institution. Pete’s service is true to our motto of “people helping people”.

Mark Light of Ada, Ohio has been appointed by the Board of Directors to replace Pete on the Credit Committee. Mark has been a member of the Supervisory Committee since 2017 and has been a tremendous asset to Quest and its member/owners by providing thorough reviews of our audits and examinations. “Mark expressed interest in learning more about Quest and our operations and he became a natural fit for this position. Mark is a critical thinker and will learn quickly and become a very productive member of the Credit Committee in a short time frame” stated Sarah Wirbel, Board President.

Mark is employed by the Ohio State University as the Leader for Ohio 4-H STEM. He is an active member of the Ada First United Methodist Church and enjoys travelling with his wife Kim. Mark and Kim have two adult children, Justin and Megan.

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John “Pete” Gunn

Mark Light

From the CEO’s Desk

Hello, my name is Matt Jennings, and I am the Chief Executive Officer of Quest Federal Credit Union and I hope this letter finds you enjoying the beautiful spring colors and mild weather.

As we close out the first quarter of 2023, I wanted to update you on our financial progress, and this is a great start to another solid year for Quest and its member owners. As of March 30th, we hold $192m in assets with a 64% loan to share ratio. Membership growth is at 1.4% year to date with a growth goal for the year of 3.50%, and with our new branch open we are confident this goal will be met. Delinquency is remaining low at 0.33%, which is below peer average and a great sign of the overall quality of our loan portfolio. We continue to have a strong bottom line with a return on assets year to date of 0.88%, our target is 0.75-1.25%. Overall, Quest is performing very well, and we look forward to another great year and I will keep you updated as the year progresses.

On Saturday, April 15th we held our Annual Meeting which was hosted by the Memorial Park Golf Course. It was a great morning with breakfast served by the Plaza Inn Family Restaurant. Sarah Wirbel conducted the business meeting, and we heard a financial report from Cam Hemmerly, Treasurer and a Nominating Committee report from Board Member Brandon Ramge. Ron Rogers, Allen Barrett and Jeff Beach were re-elected to the Board of Directors and Paul Minter was re-elected to the Credit Committee. Service awards were presented to Paul Minter, Samantha McNamee-Evans and Tricia Martino for 5 years, Ed Rogers for 20 years on Supervisory, Deb Preston and Tobi Collins for 25 years and Sherrill Titus for 35 years. Jolene Bailey, VP of Community Relations was given special recognition as she prepares for retirement for her outstanding service to Quest and our member owners. John “Pete” Gunn and Dave Sturgeon were recognized as outgoing Credit Committee members and their amazing service to Quest with Pete serving 42 years and Dave serving 19. Again, a great day to celebrate Quest, its Board of Directors and Staff for their outstanding service.

Dowwnload the Annual Report

If you have not already, please check out our Exploration Podcast series which you can find on our website or by visiting the podcast app on your smart phone and searching Quest Exploration. We have built a robust library covering many topics that you may find of interest or that can be used for self help for such things as online banking, learning how to apply for loans, student loans and much more.

Listen to Exploration!

In closing, thank you for your patronage, and the Board of Directors and Staff would like to wish you all the best. We view Quest as one big family and we are here to help, so if there is anything that we can do to make your quality of life better, do not hesitate to ask! Stay safe, take care of family, neighbors, friends and yourselves. Thank you and I welcome any comments, suggestions or questions from our member/owners. I can be reached by calling the Main Office or via email at mjennings@questfcu.com. Thank you for your loyal patronage to Quest and I challenge you to Explore the Possibilities!

Matt Jennings, Chief Executive Officer

Matthew Jennings, CEO
Quest Federal Credit Union

Annual Meeting Reminder!

On Saturday, April 15th, 2023 at 9:00am, Quest Federal Credit Union will be hosting our Annual Meeting at the Memorial Park Golf Course Clubhouse, located in Kenton, OH.

Please join us as we review the achievements of 2022 and discuss the future of Quest Federal Credit Union.

Breakfast by the Plaza Inn of Mt. Victory and will be served at 9:00am with the meeting to follow.

Tickets are not required for entry, all current/active members are invited to attend. Breakfast is provided.

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Review the biographies for Quest’s 2023 Board of Directors nominees.

Explore the Possibilities!

Quest Federal Credit Union recognizes, rewards, and supports the pursuit of higher education in our community. Quest is making available nine (9) $500 scholarships for those high school students who will be continuing their education following graduation.

ELIGIBILITY

• 3.0 GPA or higher
• Will attend an 2- or 4-year accredited university, college, or technical school
• Students in Hardin, Logan, or Wyandot counties are eligible, also if you reside outside these counties, but have a parent or grandparent that is a Quest member you are eligible.

The eligibility requirements have changed from the 2016 program. If you have questions about eligibility, please DO NOT HESITATE to contact us and ask! Contact Us or email us at questadmin@questfcu.com

SELECTION PROCESS

• Your application will be evaluated by the Quest Federal Credit Union Scholarship Committee and you will be notified no later than May 31^st, 2023

 APPLICATION DEADLINE

• Applications must submitted to Quest Federal Credit Union and are due by April 21^th, 2023
• Click here to download the scholarship application form

Mail to:

Quest Federal Credit Union Scholarship Committee
c/o Quest Federal Credit Union
12837 US Highway 68
Kenton, OH 43326

Retirement Announced by Sturgeon

FOR IMMEDIATE RELEASE

Kenton, OH – Quest Federal Credit Union is announcing the retirement of David Sturgeon from the Credit Committee. David was elected to serve on the committee by the members of the credit union following his retirement from Kenton City Schools after a 37-year career, finishing up his service to the school as the Superintendent. “Quest Board of Directors would like to thank Dave for his 24 years of service to our credit union and its members. Dave has volunteered many hours to improve the quality of life for our members who were seeking financial support” stated Sarah Wirbel, President of the Quest Board of Directors. During David’s tenure of service to the credit union, the loan portfolio grew from $24 million to over $100 million and David played a large role in helping us make that happen. We thank him for his service and wish him all the best in the next chapter. David has also been a very active member of the Kenton Lions Club, the Sherriff’s VIP program, the United Way of Hardin County and many other area organizations.

Paul Minter of Dunkirk will be replacing Sturgeon on the Credit Committee, as well as serving as a member of the Agriculture and Business Credit Committee. “Paul has served as an Intern of the board for the last 5 years where he has absorbed a tremendous amount of information and knowledge about how our lending cycle works and how it can positively impact our membership. We look forward to working with Paul as we move into the future and although he has big shoes to fill, we are confident that Paul is trained and ready for the task” stated Matt Jennings, CEO of Quest. Minter is married with 3 children, has worked at Triumph Thermal Systems for the last 22 years, serving as a Union Steward for the last 20 years. Paul is engaged in his community serving as a youth coach for several sports, is an active member of the Walnut Grove Church and is the operator of his family farm.

David Sturgeon

Paul Minter