Clubs
Quest Federal Credit Union offers the following clubs for our member/owners to help promote healthy financial practices for all ages!
Santa and his elves don’t rest during the summer. Neither should your money! Take advantage of a new, higher interest earning savings product at Quest FCU.
Open a Christmas Savers Club account and for funds held from February 1st through October 31st, earn a higher rate of return on your savings. On October 31st, your dividends will be deposited into your Christmas Savers Club account and your account balance will be transferred and ready for you to use for your Christmas and holiday shopping needs. Early withdrawal penalties of $10.00 will be charged for each withdrawal made before October 31st. For more details, or to open a CHRISTMAS SAVERS ACCOUNT, speak with a member service representative today!
| Club Tier | Balance | Rate |
|---|---|---|
| Red Christmas Savers Club | $50.00 – $500.00 | 1.00% APR |
| Green Christmas Savers Club | $500.01 – $1,000.00 | 1.25% APR |
| Silver Christmas Savers Club | $1,000.01 – $2,500.00 | 1.50% APR |
| Gold Christmas Savers Club | $2,500.01 – $5,500.00 | 2.00% APR |
| APR = Annual Percentage Rate; Dividends paid on balances up to $5,500 only. | ||
Christmas Club
As a member of Quest Federal Credit Union we offer a Christmas Club account with no minimum balance required. Member/owners may deposit or withdrawal any amount that you want throughout the year. You earn dividends on your Christmas Club as long as the balance is $150 or more. Payroll direct deposits can also be setup to help fund your Christmas club account. There is no set amount required. If you see half way through the year you need to change the amount that is going in; you can do that too. There are no fees for early withdrawals. The Christmas Club account is a great idea for you to set enough money aside for Christmas and not have to worry about money for gifts when the season comes around.
NOTE: The Christmas Club, not Christmas Savers Club, pays dividends based on regular share rates, not tiered based on account balance.
Treasure Quest
Treasure Quest is a fun way to promote savings for children. We want kids to become familiar with the Credit Union and to see what we are all about. Treasure Quest is geared for kids ages 3-12.
You can open an account to stash your money and keep it safe. Five dollars in a savings account is all you need to become a part of the Quest Treasure Club. For every deposit of $5 or more you will get a silver token, when you have 10 tokens you can bring those back to Quest and you will be given the key that opens our Treasure Chest filled with great prizes!!
To open your account you need to bring in $5 and your Social Security card or a copy of it (you can ask your parents, grandparents or guardian for this). You will be surprised how fast chore money, allowance, birthday money or odd job money adds up.
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Extreme Teens Club
Quest Federal Credit Union Extreme Teens Club is for teens ages 13-17. The Quest Federal Credit Union Extreme Teens club is to help promote how to manage and save money for the future.
Benefits of the Extreme Teens club consists of:- Dividends paid on savings balances over $150.00.
- Free Checking with a parent and/or guardian signed on.
- First Box of Checks free.
- Free debit card to use at any of our ATM’s or any Alliance One Network ATM’s.
- When you refer a friend you are entered in a quarterly drawing for an Extreme Giveaway, so refer all your friends to join for more chances to win.
- You will also be entered in the giveaway when you sign up.
- Free Internet Banking.
- Sign up for E Statements and we will pay you.
Senior Club
Our Senior club has several benefits! To qualify you must be 62 years or older and a member of the Credit Union. You will receive a free box of checks with your free checking account. Don’t forget we offer dividend-bearing checking too; you’ll receive a higher rate of return on your investments! Stop by any of our locations to take advantage of this great club.
