Ohio Homebuyer Plus Program Logo

In conjunction with the Ohio Treasurer’s office, Quest FCU is pleased to offer Ohio Homebuyer Plus to our members.

What is Ohio Homebuyer Plus?

To own a home in Ohio is to invest in Ohio!

Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them to save and grow their money faster.

For more information about the Ohio Homebuyer Plus program, please visit ohiotreasurer.gov/homebuyerplus.

Family home buying
Family home buying

How do I take advantage of Ohio Homebuyer Plus with Quest FCU?

It’s easy! Just visit or call any of our branches and ask to speak with our Member Service Department, or our Loan Department. They will guide you through the steps of opening this special account and will discuss the details of the plan and how you can benefit from saving for a home with Quest & Ohio Homebuyer Plus.

How do I benefit from the Ohio Homebuyer Plus program?

Quest is offering members who open an Ohio Homebuyer Plus Savings Account the following benefits.

  • 5.00% APY rate for balances greater than $100.00
  • $500 off closing costs if a mortgage is financed at Quest Federal Credit Union
  • Up to $500 match for initial deposit into account, maximum match $500*
  • Credit building assistance with Quest FCU Lending Officers
Family home buying

Ohio Homebuyer Plus Requirements

  • To qualify for enhanced interest savings through an Ohio Homebuyer Plus account, an eligible accountholder must:
    • be a resident of the State of Ohio
    • be at least 18 years of age
    • have a primary residence in the State of Ohio
    • only use the account proceeds toward the down payment or closing costs of a home purchase in Ohio
  • Accounts connected with Ohio Homebuyer Plus must be used within five years, maintain a minimum balance of at least $100, and cannot exceed a maximum balance of $100,000.

Please note: Individuals are required to review the Ohio Homebuyer Plus participation statement prior to opening an account through the program. You can review the participation statement at: https://tos.ohio.gov/files/Pdfs/HomebuyerPlusParticipation.pdf.

Ready to get started?

Call us at 800-333-9571 or visit any of our branches today!


* – To receive deposit match, make initial deposit and hold that deposit amount in the account for at least 6 months. Deposit match will be issued 6 months after initial deposit is made, as long as monies are held in account. Initial deposit may exceed $500, however, deposit match maximum is $500 to the member. Deposit match may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor.

APY = Annual Percentage Yield

Please consult a tax advisor regarding individual circumstances and potential tax implications for both federal and state tax filings.

Quest Federal Credit Union reserves the right to change this offer at any time. Quest FCU Membership Required. Federally insured by NCUA.