The History of Quest Federal Credit Union

The Beginning

On June 30, 1969 the Board of Directors voted to organize the Kenton Rockwell Standard Federal Credit Union to serve the employees of Kenton’s Rockwell Plant and their immediate family. Membership fees were $0.25 per account with a minimum deposit of $5.00.

Board Members carried membership cards in their tool and lunch boxes and signed up new members on breaks and after work hours. Members were encouraged to use the credit union as a depository for a small amount of their checks as a forced savings plan for rainy days, weddings, Christmas, etc.

From this humble beginning came a desire from the Volunteers and Members to build up deposits and then allow themselves the luxury of borrowing against their shares in the credit union. Initial loans were $400 and were paid back weekly.

The 70s and 80s

Throughout the early days, the credit union was located at various locations throughout Kenton. In 1975, the credit union had $250,000 in assets and felt financially stable enough to purchase a vacant lot on SR 68 South, which now houses the Main Office. The Board found a modular bank building in Huntsville, purchased this and began operations in a Credit Union owned facility. By early 1976 the Credit Union had opened a part time office and began serving members.

By 1985 the Credit Union had grown in size to $3 million in assets and at that time began checking services. Shortly thereafter, the Board of Directors decided to construct a permanent building. Construction began in September of 1987 and the Grand Opening was March 8th, 1988. At that time, the Credit Union had the Board of Directors and 4 employees. By the end of 1988, the Credit Union had grown to $5.1 million in assets.

The credit union began to accept other Employer Groups from Hardin County into the Credit Union Family and some of the first were the Corinthian, USV Schools, Kenton Structural, Employees of Hardin County, McCullough Industries and WKTN Radio. After Select Employer Groups began coming into the Credit Union, the Immaculate Conception Catholic Church Parish Credit Union and the Board of Directors of the Kenton Rockwell Standard Federal Credit Union agreed to merge assets and members in November 1992.

Into the New Millennium

As assets and membership increased over the late 80s and early 90s, the need for more and better services became very apparent to the Board of Directors. In May 1994, the Credit Union opened its drive-thru services and added the first of ten local, No Fee ATM’s. December 1997 marked the transition of leadership to a new Manager when Matthew Jennings was hired to lead. The Board was very clear that the credit union needed to grow, change and diversify our assets and members, and they set the new Manager down this path. Membership growth and diversification became a staple for the staff to work towards while the credit union leadership positioned the organization to transition from a SEG credit union to a Community Charter credit union.

By June 1999, the Credit Union had grown to $17.5 million in assets and began work on expanding the existing facility on State Route 68 to accommodate administration and more loan officers.

In December of 2000 the Credit Union broke ground on a new facility located on Jacob Parrott Blvd. The “Jake” opened on August 27th, 2001.

At this same time, the Credit Union launched an effort to obtain a “Community Charter” for our credit union to serve anyone who “Lives, Works, Worships or Attends School” within the boundaries of Hardin County, Ohio. This Community Charter was exhaustively researched and approved by the NCUA beginning April 1, 2001. At that time, the name Hardin Community Federal Credit Union was adopted and at the time of conversion, the Credit Union served 45 local, select employer groups.

New Partnerships with New Communities

January 1, 2009 marked the beginning of a new era at the Credit Union when the NCUA granted a charter expansion to include Logan County in our area of operation. At that same time, the Board of the Logan Community and Hardin Community FCU’s respectively, agreed to pursue a merger of the two organizations which was completed in early 2009. Our Bellefontaine branch has a full service frontline, state of the art ATM and a loan officer to meet all of your lending needs. In 2020 we plan to remodel the exterior of the branch and give it a fresh new look.

Quest Federal Credit Union was officially re-branded June 1, 2010 and the Board, Staff and Management Team believe that our new brand better represents all the communities that we serve and speaks volumes about how and why we do business. Quest as defined by Webster’s is; “to search for”. The credit union is constantly “searching for” a new and better way of achieving financial success for our members, thus the brand name Quest Federal Credit Union was chosen, a strong, single word description of ourselves, our history, and our future. Quest Federal Credit Union “Explore the Possibilities”.

2010 saw the credit union begin the realization of a long-term goal of our Board and Management Team with the construction of our newest branch located in Ada, Ohio. The branch offers a full service frontline, state of the art ATM and a high speed drive thru for all of your banking needs. The office is staffed with a Loan Officer to assist our members with their lending needs.

Our Board of Directors saw a need and an opportunity to serve a new county in our area and in 2013 applied to expand our community charter to include Wyandot County. At that time, there were no other community credit unions in the county and Quest believed that we could bring a needed option to the folks of the community by offering a full serve credit union. After we were awarded our community charter, Quest began looking for the right location and in October 2016 opened our 5th branch in Upper Sandusky. Much like our other locations, the branch is equipped with a full service frontline, state of the art ATM, drive thru and a Loan Officer to meet our members lending needs.

In the fall of 2020, the Board of Directors of the UAP Employees Federal Credit Union approached Quest about a potential partnership that would benefit members of both credit unions. Quest’s Board of Directors and Staff were thrilled to welcome the members of UAP FCU into the Quest family in the spring of 2021.

Promises Made, Promises Kept

Quest and the former Logan Community Federal Credit Union merged in early 2009 and during the discussions with the retiring board, the Quest board agreed that the Indian Lake area was an attractive location for a branch. Logan Community FCU board believed that it was their next step if they chose to expand and asked the remaining board that some time in the future to consider opening a branch there. Ground was broken for the project in the fall of 2021 and the Russells Point branch was opened in August of 2022. The office was designed to fit in with the lake motif and is a beautifully built branch and all local vendors were used in the construction. A promise was made and that promise was kept!

More Partnerships with a New Community

Quest was approached by a Carey area employer about the potential of adding a branch in their town. The employer is well known for not only being a great place to work but also being a fantastic builder. Demographic studies told us that Carey was an area that we must look to in the future for a branch expansion. Vaughn Industries was the primary builder and Quest partnered with Vaughn to build our newest branch alongside their second multi-purpose professional building. We opened the Carey branch in February of 2026 making it seventh in our lineup of full service facilities.

Moving into the future

Quest has served Hardin, Logan and Wyandot counties for many years, but the Board of Directors knew that as we expanded our lineup of branches, that some day we would need to also enlarge our footprint by expanding our field of membership. We have branches that are very close to neighboring counties, and it could be possible that we would have potential members that live nearby but are limited in joining the credit by geographical barriers. In 2025 a team of Quest Executives took on the challenge of expanding our field of membership and at their November Board Meeting the Directors voted to approve a five-county expansion. Quest now serves Crawford, Hancock, Hardin, Logan, Putnam, Seneca, Union and Wyandot counties. Anyone who lives, works, worships or attends school now qualifies for membership in Quest.

Quest offers a full line of financial service products, state of the art technology and unmatched member service. Our Board of Directors and Management Team meet annually and thoroughly discuss our current position, what we need to improve upon in the near term and what our goals are for the long term to create the best environment to serve and benefit our member/owners. We pride ourselves on the fact that we are responsive to the needs of our communities and do everything within our control to educate, promote and assist our member/owners.

The Board of Directors and Staff would like to thank our membership for their loyalty and support and if you are not yet a member, we invite you to join Quest Federal Credit Union and “Explore the Possibilities”.

Quest Community Support

As a federally insured credit union, Quest is beholden to a promise made at the inception of credit unions in the United States to serve all members with the motto of “People helping People”. We view community support in much the same way, when asked for help and if we have the means, Quest is happy to support local community groups, charitable organizations, youth activities and much more. We are asked from time to time why we heavily support most community events and projects, and the answer is simple, that is how we help each other to build a strong community. If we all chip in with our funds, talent and volunteerism, everyone is lifted, and we improve the quality of life for all.

Quest is very proud of our community support!